Strategic Insurance Advice
Strategic Protection Advice
Risk insurance policies are financial products that pay the policyholder if an ‘insured event‘ — such as becoming unwell or unable to work—occurs.
Insured events include illnesses, injuries and premature death of the insured person.
Risk insurance protects your health, which is your most important financial asset. That is why risk insurance plays an essential role in any financial plan.
Insuring against a loss of income ensures that life for you and your loved ones continues smoothly, even if an unexpected event occurs.
Put protection first and get a free insurance quote through us today.
We provide a complete range of risk insurance services: death cover, total and permanent disability (TPD), income protection and trauma cover.
We provide an obligation-free quote for you to decide on the cover you need, and help you to protect your asset and well beings.
Insurance Types – Why Buy Insurance?
By ensuring that your income, assets and way of life are protected in the right way so your family and loved ones can face the uncertainty future with confidence and peace of mind.
A small decision you make today can make a big difference to your family in future – we help you to recover from unforeseen accidents or illnesses with minimum financial adverse impact. Implementing Strategic Protection Advice into your wealth creation journey – it will ensure you can reach your identified goals and allow you to face the future with peace of mind to face any crisis.
Protection solutions offer are:
Life Insurance
We offer life insurance plans to pay you a lump sum to your beneficiaries or estate in the event of your death or terminal illness. It lets you settle any debts, cover your dependants’ living expenses or provide the financial support you’d like to give them in your absence.
Income Protection
This Income protection provides financial support in the event that you are unable to work due to illness or injury – pays you a monthly benefit to replace part of your income if you are temporarily unable to work as a result of serious illness or injury. This will ensure your daily expenses are met and premium is tax deductible. Income Protection can be funded via your superfund.
Trauma Insurance
Provides a lump sum payment in the event that you suffer a critical illness or serious injury – this covers out-of-pocket medical expenses and allow you to financially support your lifestyle and family during an extended break from work so you can rest and recover faster.
Total & Permanent Disability (TPD)
Total and permanent disability cover provides a lump sum or monthly payment to the policyholder if an illness or injury leaves you permanently disabled or unable to work, which includes performing domestic duties if you work in a homemaker role. It lets you cover out-of-pocket medical expenses, home or transport modifications, support your ongoing financial needs and take care of your dependents.
Have Financial Goals? Let’s structure the right strategy to reach them.
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