Capital Wealth Finance | Financial Consultants Queensland

About Us

Your financial wellbeing is our utmost priority.

Capital Wealth Finance is a boutique financial brokerage and planning firm established since 2000 to work for you only, not for the banks. We take pride in providing quality financial advice that focusses on our clients’ best interests. This statement has stood the test of time as we are currently servicing the 2nd generations – the children from the 1st clients and soon, the 3rd generations. We provide a full range of financial loan products from residential home loans to commercial and development loans. We also provide insurance and risk management and legal services to our clients. Through our network of professionals, we help clients in their retirement and estate planning hence resolving a wide range of financial issues. These include strategic selection of mortgages, structure the loan so you can own your house faster, property investments options to grow your wealth, and implementing insurance strategy to protect your hard-earned assets.

Services

At Capital Wealth Finance, we offer a full range of wholesale and main stream financial products ranging from home loans to various investment options which allow you to invest and grow your wealth. We are Your Wealth Creation Partner providing holistic financial service to help you achieve your identified goals in timely manner. Call Capital Wealth Finance today to book for a free 30 min financial review so you can face the uncertain future with confidence.

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Finance

We offer a full range of wholesale and specialized finance brokerage and have the expertise to structure the right loan type for you. Thus allowing you to expand your investment plans faster. As getting the wrong loan can significantly hinder your wealth creation process, we have saved you time and effort by researching, comparing and analyzing these loan types so you can make an informed decision at no cost to you. In additional, we review our customer’s loans every 12-18 months, vital in situations change and uncertain environments which we are in now.

Risk Insurance

Risk insurance policies are financial products that will pay the policy holder if the ‘insured event’ – such as becoming unwell and being unable to work – happens. Insured events include things like temporary illness, permanent illness, temporary injury, permanent injury, or the premature death of the insured person. Risk insurances insure your good health, which is actually your most important financial asset. That is why risk insurances are almost always the essential first step in any financial plan. Insuring yourself against a loss of income or earning ability allows you to ensure that life for you and your loved ones goes on with the quality you want, even if something unwanted happens.

Property

We think property is probably the most important part of your wealth management strategy. This is because it is hard to become financially secure without owning at least one property. If you can own more than one, things get even better. We advise on all forms of property: residential homes, investment properties and commercial properties. And we don’t just advise on your own property, either. We often find ourselves showing clients the best way to help their adult kids buy homes. We always start with your family home. We do this because the family home occupies a special place for most Australians. Our home ownership rates are amongst the highest in the world.

Superfund

As the name suggests, a self-managed super fund is one that the members manage for their own benefit.Self-managed super funds (SMSFs) are one of the most popular ways for Australians to hold their super benefits. SMSFs allow for maximum control over super benefits, which in turn means that super benefits are managed in ways that complement all other elements of a financial plan. This includes, of course, your estate planning (super benefits are not generally subject to your will and therefore you need to make specific arrangements for the posthumous management of super benefits).

Why Choose Us

We Save You Money

Besides getting a competitive mortgage rate for you to enjoy, we also offer investment strategies to minimise your tax, helping you create wealth so you can enjoy a comfortable lifestyle during retirement

We Provide Expert Advice

We empowered you with knowledge so you can make quality decisions with your investments. We simplify complex financial terms and guide you through the investment arena to achieve your financial goals

We Tailor To Your Needs

We are your personal GPS giving you quality financial guidance and expertise as we choose the perfect type of loan within our broad variety of financial products every time so you can attain financial freedom

Our Success Stories

COMMERICAL DEVELOPMENT

No presales

It is awesome feeling to securing a $3.2 M commercial development loan for client with no presales - saving thousands in CGT for him. So long your rental income can service the debts, no tax return or income verification needed!

INVESTOR & HOME OWNER

Low valuation

Client is told to refinance or bring cash of $1million to reduce the Loan value ratio (LVR) to acceptable credit level. This was due to low valuation and bank is not able to secure initial lending after their commercial loan review is ......

Cross Collateralised

Given lender too much power

The client owns four properties and one of them is a commercial property. However, all properties are cross collateralized to one lender. Due to economy downturn, the commercial proeprty has not been tenanted and the loan term ......

Development Funding

Funding difficulty & credit file issue

A developer client owes tax debts to Australian Taxation Office (ATO), and no bank is willing to lend to it. However, we are able to refinance the project invested by the client, which solves their funding difficulties and repaid ......

Cost and Benefit Analysis

Huge saving from lower interest

We have helped our elderly customers, from high interest rate of 5% to low interest rate of 3.09%, saving customers thousands dollars per year. At the same time, it also helps customers buy another inexpensive and good-quality property.

Our Client's Reviews

Capital Wealth Finance

5.0

Based on 131 reviews

review us on

mick Black

02:30 19 Apr 22

The staff at Capital Wealth Finance were quite efficient and professional in sourcing a lender that ticked all the boxes in our desire to obtain refinancing of our current loan and tapping into the equity to fund our holiday home. We were surprised at how fast this all took place with a minimum of input and follow up from our side. We were very happy with the interest rate, mortgage offset facilities and convenience of the whole process! We highly recommend Capital Wealth Finance for anyone who wants to finance, refinance or restructure their finances.

Chris Lowe

04:32 12 Apr 22

CWF were essential in securing my finance for my investment property! They worked tirelessly and the communication was always prompt. I had a lot of questions and they were always very patient. The level of experience of the team is second to none, I would not hesitate to use CWF again.

gervivz Alamo

23:35 31 Mar 22

Staff from CWF have just been so efficient and professional. They really work hard even calling and emailing us on weekends and evenings just to get us our investment properties approved on time. Thanks so much and will definitely seek their assistance for our next investment.

David Gindirih

23:35 05 Mar 22

Working with Capital Wealth Finance in getting my mortgage refinanced, loans consolidated and securing capital for the purchase of an investment property was a breeze and seamless. On top of that, they negotiated with the financial institution to secure a much lower variable rate and done away with the annual fee. Staffed with seasoned professionals that know the intricacies of brokering for a win outcome for their clients. I am recommending them highly to anyone looking to build a more secure assets portfolio or even to anyone wanting to find out what good deals they can work out for you.

Nathan Rice

19:38 23 Nov 21

Thanks again Jenny for all your hard work. You did an amazing job and a pleasure to work with. Look forward to working with you again.

Our Blog

How to achieve financial independent through investment properties

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Property Investment is a serious and ever-changing business. Not all people who get involved in property investment will become financially independent. Many will buy the wrong property at the wrong time or in the wrong location, and under the wrong entity and wrong loan structure. Also currently, is not easy

How to achieve financial independent through investment properties

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July 29, 2022

6 Ways you can do to sleep well in the midst of interest rate hike

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We cannot control the inflation figure and rate hike but we can take control of your financial situation by doing the following ways. 1. Build a buffer Now RBA cash rate is at 1.35% and the prediction is it can increase to 3.35% by November. We can build up a

March 27, 2022

Are you prepared for rate hike?

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Fixed rates are on the rise, steps to do now Commonwealth Bank (CBA) economists have brought forward their forecasted Reserve Bank of Australia (RBA) cash rate hike from August to June, making it the earliest prediction amongst the big four banks. Many of us have definitely noticed fixed rates trending

March 24, 2022

Helps are on their ways

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Home and business owners impacted by the floods in NSW and QLD can apply to their lender for a three-month loan deferral or reduced payment arrangement. Here are the summaries you can apply to or send the info below if you or someone you know has been impacted by the

January 20, 2022

Borrowing soars: average loan up almost $100,000 in 12 months

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How much do you need to borrow to buy a typical Australian home these days? Well, the average loan size has increased dramatically over the past year – up almost $100,000. The national average loan size for owner-occupier dwellings rose to an all-time high of $596,000 in November 2021, according

January 13, 2022

What was Australia’s top-selling vehicle in 2021?

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Some of us buy cars for work, others for play. So it’s no surprise that the top two cars in 2021 can do both. But which vehicle took the crown? Well, it was super close, so let’s have a look. Ok, let’s cut straight to the chase. Taking out pole

January 13, 2022

Homeowners nearly four years ahead on their mortgage repayments

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Australian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now almost four years ahead on their mortgage payments. Quick question: do you have an offset account (or several) attached to your mortgage? They’ve become quite popular in recent years, especially

January 6, 2022

2022 forecast: places where housing prices aren’t slowing down

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National housing values grew 22.1% in 2021, and there are two capital cities and one region in particular that are not ready to slow down just yet. Can you guess where? Happy New Year everyone! To kick off 2022, we’re looking at how the property market performed across 2021, and

December 30, 2021

Three (financial) New Year’s resolution ideas

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Cut calories, increase your steps, abstain from alcohol: each year we set ourselves some pretty lofty New Year’s resolutions, most of which are doomed to fail. So why not add a nice straightforward financial goal to the list this year? Here are three to get you started. Ambition is an

YOUR FINANCIAL FUTURE STARTS WITH USOWN YOUR HOME TODAY

YOUR FINANCIAL FUTURE STARTS WITH USATTAIN FINANCIAL GOALS

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