I used Jenny services to help me navigate the complexity of the loan and tax law here as I came from China. She is very knowledgeable and able to explain complex terms in easy to understand language to me and my wife. Very important, she works in my best interest hence we not only save rate on my home loan through refinance, we also get equity release to allow me to expand my business and legally minimise my tax in Australia. Talk to her to get second opinion about your investment decisions and you will have everything to gain but nothing to lose. She is the investment and finance strategies Guru.