Jenny had been instrumental in building a road map for our wealth creation and protection. It started when she was referred to by our friend, and from then on our ‘financial life’ has changed positively. With low borrowing capacity few years ago, coupled with few outstanding credit card balance, she helped us set-up a financial strategy to enable us to qualify for the right mortgage for our first home – she saved us time and effort in researching, comparing and analyzing various loan types as a basis of choosing the appropriate loan for us at that time. Later on, she also helped consolidate our bad debts through refinancing, and apply for a cost-effective car loan, as well as set-up family insurance and income protection. Eventually, on the succeeding year or two, she again helped us refinance to access your equity which allowed us to purchase another property – upgrading our principal place of residence, while turning our first property as an investment. Recently, she had again helped us to refinance, and restructure our new loans, thereby realizing some equity, while setting up a financial buffer, which we can use to purchase another investment property in the very near future. As our portfolio, started to grow Jenny continually reviewed and updated our current insurance (property, personal, income, etc.) to ensure that we have suitable coverage to protect our wealth. Lastly, she is very energetic, approachable, and open to answer financial and wealth creation related questions. She is a sort of ‘one-stop shop’ offering capital wealth brokerage (residential, commercial and business loans), capital wealth investment, and capital wealth protection.